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  USECU Loan Rates
    
  Type Approximate Term A.P.R. Rate
 
  New Vehicles Up to 48 months 5.25% - 13.50%
    Up to 66 months 5.50% - 13.50%
    Up to 72 months 5.75% - 13.50%
    Up to 84 months 6.00% - 13.50%
 
  Used Vehicles** Up to 48 months 5.75% - 13.50%
    Up to 66 months 6.00% - 13.50%
 
  New/Used Motorcycles
(New 5% down payment)		 Up to 48 months 6.50% - 13.50%
  (Used 10% down payment) Up to 66 months 6.75% - 13.50%
 
  New/Used Campers/RVs Up to 66 months 6.75% - 13.50%
    Up to 120 months 8.25% - 13.50%
    Up to 180 months 9.50% - 13.50%
 
  New/Used Boats
(New 5% down payment) 		Up to 66 months 6.75% - 13.50%
  (Used 10% down payment) Up to 120 months 7.75% - 13.50%
 
  Personal Loans All Amounts 8.49% - 18.00%
 
  Mortgage Loans Contact a USECU loan officer for rates & terms
 
  Home Equity Loans Contact a USECU loan officer for rates & terms
 
 

Loan rates are effective as of September 1, 2008, and are subject to change. The ANNUAL PERCENTAGE RATE (APR) you receive for new and used autos and trucks may be different from the APR disclosed above based on your various credit history criteria. We will reevaluate your credit history at the time of each advance. If your credit history has changed, the new APR will apply to any existing balances, as well as to the new advance.

Please ask a member of our loan staff for a list of the criteria. Financing up to 72 months depends on amount financed.

**The maximum loan term is dependent upon the age of the vehicle.

USECU does offer 100% financing. However, down payments may be required depending on the type of loan and credit experience.