The features for each type of MasterCard is shown below. Please visit with your friendly Member Services Representative for more details.
MasterCard
MasterCard Plus
Gold MasterCard
Annual Fee
No
No
No
Annual Percentage Rate (APR)
11.9% APR
13.5% APR
12.5% APR
Grace Period
No
25 day interest free grace period on all purchases when your account is paid in full by the due date on your previous statement or there is no previous balance
25 day interest free grace period on all purchases when your account is paid in full by the due date on your previous statement or there is no previous balance
Credit Line
Up to $10,000
Up to $10,000
Up to $10,000
Transaction Fees
No
No
No
Cash Advance Fees
No fees if made at a USECU branch location
No fees if made at a USECU branch location
No fees if made at a USECU branch location
Travel & emergency assistance services
No
No
Yes
Extended Warranty Protection
No
No
Yes
Travel Accident Coverage
No
No
Yes
Auto Rental Insurance
No
No
Yes
Worldwide acceptance at over 10 million locations
Yes
Yes
Yes
*Must qualify for a $5,000 minimum line of credit for a Gold Card
