Grow Your Wealth with Confidence. 

4.10% APY* on a 360 Day Certificate of Deposit
4.25% APY* on an 18-month Certificate of Deposit

  • No risk guaranteed return; Certificates are federally insured by the NCUA up to $250,000

  • 10-day grace period after the maturity date if you would like to make changes to your investment

  • $10,000 minimum opening deposit

Move your money to a USECU Certificate of Deposit and start saving with guaranteed growth and the security of NCUA insured up to $250,000.  New Money only.  New money is defined as money that does not come from another USECU account.

Current members may obtain this rate by bringing in new money that must be deposited from a source outside of USE CU; transfers between USE CU accounts will not qualify.

New members may obtain this rate by opening a share account to establish membership.  New members must be eligible for USE Credit Union membership and open a share savings account with a $25 minimum deposit in order to become a member and obtain any product or service. Membership is required and subject to approval.

*APY is Annual Percentage Rate.  On certificates of deposit, a penalty may be imposed for early withdrawal. At maturity the certificate will automatically renew at the rate in effect at that time.  The promotional rate is a limited time offer and may be discontinued at any time. After you start the account, you may not make additional deposits to this Certificate Account.