Membership Benefits

As a member-owner of USE Credit Union, you’ll enjoy membership benefits such as:

  • Free checking account

  • Low auto loan rates

  • Car shopping assistance (through Member Auto Center)

  • Competitive loan rates, lower than the major banks

  • Low credit card interest rates

  • Lower service fees

  • Overdraft protection and Courtesy Pay

 

History

Our credit union was originally chartered in December 1933 as the Houston Railway Postal Clerks Credit Union. Following the tradition of “one member, one vote” our credit union has undergone frequent name changes reflecting our continual growth in our scope of membership. As USECU, or United States Employees’ Credit Union, our credit union started in Downtown Houston, TX for government employees in the area. In 1998, we expanded with community charters, and in 2008, USECU moved to Tomball, Texas.

We have worked to develop the USECU community in the surrounding area and build up our membership. Today, USE Credit Union has over 7,000 members and remains dedicated to our mission of serving our members in all their financial needs.

Our Mission & Our Commitment to You

Encourage members’ personal success through exceptional financial services today and tomorrow.

As a part of our credit union, you’re not just another customer–you’re a member-owner. You own part of the credit union and we’re dedicated to work for you. Whether you’re looking to save money or borrow through loans, our friendly and knowledgeable staff is ready to help you with all your financial needs. Our success as a credit union is directly dependent on the success of our members, so let us help secure your finances for you and your loved ones.

At USECU, we put our members first by providing affordable financial products and services delivered in a friendly, personal manner. As a member, you will also receive lower rates on loans, higher dividends on deposits, and lower fees on services!

From its humble beginnings back in 1933, USE Credit Union has grown to over 7,000 members. Much has changed through the years; however, our mission has remained the same: “Encourage members’ personal success through exceptional financial services today and tomorrow.” USECU is proud to be a local, not-for-profit financial institution that is focused on you, our member-owners.

USE Credit Union is not just a financial institution, and you’re not just a number. As a member-owner, you can be proud of what you are doing for yourself, your fellow members, and your community.

Chances are if you live work or worship in the Houston Metro and/or surrounding areas you can become a member of USE Credit Union. All memberships are subject to approval.

Careers at USECU

At USE Credit Union, we are always looking for extraordinary individuals to join our team. We offer competitive salaries, incentive programs, comprehensive medical/dental/vision benefits, paid time off, and retirement plans with employer match.

If the position you want is not currently listed below, send your resume to careers@usecreditunion.com. We look forward to hearing from you!

We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, colo,r or any other protected class.

Career Opportunities:

We are hiring for multiple positions, please send your resume to careers@usecreditunion.com.