USE CU Auto Loans

The car you want is within reach with our low rates. We’ll work with you to get you set up with an affordable car loan that meets your needs.

  • Competitive interest rates starting as low as 4.49% APR*

  • Flexible loan terms up to 84 months*

  • No penalties for early repayment

  • Quick approval process

  • Option to add various payment protection products, such as Credit Life and Disability Insurance, Extended Warranties, and Guaranteed Auto Protection

  • Convenient automatic payment transfer for all auto loans

Feel confident at the car dealership knowing what you can afford and what you should be paying for that new or used vehicle.

*4.49% is a fixed rate for a 36-month term only. A loan for a $20,000 new auto for 36 months would be a monthly payment of $594.89. APR is the annual percentage rate. Rate is subject to credit approval. Other terms and rates are available.

Refinancing is Easy and Fast!

If you’ve already financed your auto at the dealer or through another financial institution, you may be paying way too much! Save money on the car you’re already driving by refinancing through USECU.

We’re confident that you’ll love your car more when it costs you less!