Choose Your Checking Account
At USECU, we offer four different checking accounts to meet your individual financial needs. Each one offers a reward of your choice so you decide what works for you!
Great rewards regardless of which checking account you choose!
Prime Checking: Interest bearing¹
Free Checking: No monthly service fee with eBundle²
Thrifty Checking: No minimum balance required⁴
Second Chance Checking: Re-establish credit³
Features | PRIME CHECKING |
FREE CHECKING |
THRIFTY CHECKING |
SECOND CHANCE CHECKING |
---|---|---|---|---|
Opening Deposit | $100 | $25 | $25 | $25 |
Monthly Service Fee | $0 (with $750 minimum balance) |
$0 | $5 | $9.95 ($6.95 with direct deposit) |
Interest Bearing | Yes | No | No | No |
All USECU Checking Accounts Include
Unlimited check writing
Direct deposit
Debit Mastercard
Free online access
Free mobile app
Free notary service
Free Checking Starter Kit
Bill pay services⁵
1 Prime Checking takes $100 to open and $750 minimum balance to avoid an $8.50 monthly service fee. Dividends are compounded and paid monthly.
2 Free Checking takes $25 to open. No minimum balance requirement, and E-statements are required for Free Checking.
3 Second Chance Checking takes $25 to open. There is a $9.95 per month service charge with a $3.00 rebate or reduction for those with direct deposit.
4 Thrifty Checking takes $25 to open and there is a $5 monthly service fee.
5 Bill Pay service fee is $5.95 per month.