Choose Your Checking Account

At USECU, we offer four different checking accounts to meet your individual financial needs. Each one offers a reward of your choice so you decide what works for you!

 

Great rewards regardless of which checking account you choose!

  • Prime Checking: Interest bearing¹

  • Free Checking: No monthly service fee with eBundle²

  • Thrifty Checking: No minimum balance required⁴

  • Second Chance Checking: Re-establish credit³

 
Sheet1
Features PRIME
CHECKING
FREE
CHECKING
THRIFTY
CHECKING
SECOND CHANCE
CHECKING
Opening Deposit $100 $25 $25 $25
Monthly Service Fee $0
(with $750 minimum balance)
$0 $5 $9.95
($6.95 with direct deposit)
Interest Bearing Yes No No No



 

All USECU Checking Accounts Include

  • Unlimited check writing

  • Overdraft Protection & Courtesy Pay

  • Direct deposit

  • Debit Mastercard

  • Free online access

  • Free mobile app

  • Free notary service

  • Free Checking Starter Kit

  • Bill pay services⁵

1 Prime Checking takes $100 to open and $750 minimum balance to avoid an $8.50 monthly service fee. Dividends are compounded and paid monthly.
2 Free Checking takes $25 to open. No minimum balance requirement, and E-statements are required for Free Checking.
3 Second Chance Checking takes $25 to open. There is a $9.95 per month service charge with a $3.00 rebate or reduction for those with direct deposit.
4 Thrifty Checking takes $25 to open and there is a $5 monthly service fee.
5 Bill Pay service fee is $5.95 per month.