Go beyond your car and travel in style with a boat, motorcycle, or RV camper. When you make the decision to purchase those big-ticket items, USECU is here to get you the loan you need.
- 100% financing available for both new and used
- Simple Interest Loans means that interest is only calculated on unpaid outstanding principal balance
- Competitive Interest Rates
- Flexible terms from 84 to 180 months
- Low or no down payment
- No penalty for early repayment
- Online applications and quick approval process
- Option to add various payment protection products such as Credit Life and Disability Insurance
|Up to 84 months||Rates as low as 4.75% - 16.50%|
|Up to 120 months||Rates as low as 4.75% - 16.50%|
|Up to 144 months||Rates as low as 5.75% - 15.99%|
|Up to 180 months||Rates as low as 6.75% - 16.50%|
Certain credit criteria and restrictions apply.
*APR is Annual Percentage Rate.
Loan rates are effective as of July 1, 2021, and are subject to change.
USECU does offer 100% financing. However, down payments may be required depending on the type of loan and credit experience.
A fixed rate loan for $20,000 based on an 4.75% APR paid over 84 months would have 84 monthly payments of $280.37.
**The maximum loan term is dependent upon the age of the vehicle.