Boat, Motorcycle, RV Loans

Go beyond your car and travel in style with a boat, motorcycle, or RV camper. When you make the decision to purchase those big-ticket items, USECU is here to get you the loan you need.

  • 100% financing available for both new and used
  • Simple Interest Loans means that interest is only calculated on unpaid outstanding principal balance
  • Competitive Interest Rates
  • Flexible terms from 84 to 180 months
  • Low or no down payment
  • No penalty for early repayment
  • Online applications and quick approval process
  • Option to add various payment protection products such as Credit Life and Disability Insurance


Up to 84 months Rates as low as 5.79% - 16.50%
Up to 120 months Rates as low as 6.50% - 16.50%
Up to 144 months Rates as low as 6.99% - 15.99%
Up to 180 months Rates as low as 7.25% - 16.50%

Certain credit criteria and restrictions apply.
*APR is Annual Percentage Rate.
Loan rates are effective as of May 01, 2024, and are subject to change.
USECU does offer 100% financing. However, down payments may be required depending on the type of loan and credit experience.
A fixed rate loan for $20,000 based on an 5.25% APR paid over 84 months would have 84 monthly payments of $285.05.
**The maximum loan term is dependent upon the age of the vehicle.

For additional information, contact a Member Service Representative at 713-595-3400 or send an email to: