Boat, Motorcycle, RV Loans

Go beyond your car and travel in style with a boat, motorcycle, or RV camper. When you make the decision to purchase those big-ticket items, USECU is here to get you the loan you need.

  • 100% financing available for both new and used
  • Simple Interest Loans means that interest is only calculated on unpaid outstanding principal balance
  • Competitive Interest Rates
  • Flexible terms from 84 to 180 months
  • Low or no down payment
  • No penalty for early repayment
  • Online applications and quick approval process
  • Option to add various payment protection products such as Credit Life and Disability Insurance


Up to 84 months Rates as low as 4.75% - 16.50%
Up to 120 months Rates as low as 4.75% - 16.50%
Up to 144 months Rates as low as 5.75% - 15.99%
Up to 180 months Rates as low as 6.75% - 16.50%

Certain credit criteria and restrictions apply. Rates above includes discounts.
The ANNUAL PERCENTAGE RATE (APR) you receive for new and used autos and trucks may be different from the APR disclosed above based on your various credit history criteria. Loan rates are effective as of May 1, 2021, and are subject to change. **The maximum loan term is dependent upon the age of the vehicle. USECU does offer 100% financing. However, down payments may be required depending on the type of loan and credit experience. A fixed rate loan for $20,000 based on an 4.75% APR paid over 84 months would have 84 monthly payments of $280.37.

For additional information, contact a Member Service Representative at 713-595-3400 or send an email to: