Your Automatic Monthly Cushion
With a USECU Credit Card, you’ve got options and a little bit of extra cushion in your monthly budget. Lock in a low rate now and borrow just what you need, when you need it most.
- Fixed rates start as low as 9.9% APR1
- Generous credit limits
- Quick access to funds when needed
- Overdraft protection for checking
- Zero balance transfer or cash advance fees
- Lower rate than other major credit cards
- No annual fees
- Only pay interest on the funds you actually borrow
- Low payments (minimum payments are 3% of the balance)
We strive to be your one-stop shop for all your financial needs for both saving and borrowing money. With our competitive credit card rates and credit limits, a USECU credit card can be just what you need for your day-to-day expenses.
Visa Platinum Benefits
|Annual Percentage Rate (APR)||9.9% - 12.9%|
|Grace Period||25 day interest free grace period on all purchases when your account is paid in full by the due date on your previous statement or there is no previous balance|
|Credit Line||Up to $10,000|
|Cash Advance Fee||No fees at a USECU branch location|
|Travel Accident Insurance||Travel Accident Insurance $1,000,000 Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.|
|Baggage Benefit||Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.|
|Auto Rental Insurance||Car rental insurance coverage when the car is rented using a Visa card.|
*Certain credit criteria and restrictions apply. Rates and benefits subject to change. Please refer to View PDF.