Checking Account Rates
*APY is Annual Percentage Yield. Deposit rates are effective as of April 1, 2025 and are subject to change. Prime Checking rate may change after account opening and fees may reduce earnings for this account.
Free Checking takes $25 to open. No minimum balance requirement, and E-statements are required for Free Checking. Prime Checking takes $100 to open and $750 minimum balance to avoid an $8.50 monthly service fee. Dividends are compounded and paid monthly. Second Chance Checking takes $25 to open. There is a $9.95 per month service charge with a $3.00 rebate or reduction for those with direct deposit. Thrifty Checking takes $25 to open and there is a $5 monthly service fee. Bill Pay service fee is $5.95 per month.
Savings Account Rates
*APY is Annual Percentage Yield. Deposit rates are effective as of April 1, 2025 and are subject to change. Great Savings and IRA Variable Savings rates may change after account opening and fees may reduce earnings for this account.
Great Savings takes $25 to open. A $3.00 monthly service fee is waived on Great Savings if minimum average daily balance of $300.00 is met, and for members under 18 years of age or 65 years of age and older. An IRA Variable Savings account can be opened with a $100 minimum deposit.
Money Market Accounts Rates
*APY is Annual Percentage Yield. Deposit rates are effective as of April 1, 2025 and are subject to change. Money Market rate may change after account opening and fees may reduce earnings for this account.
Minimum deposit of $100 required to open a Money Market Account.
Certificate of Deposit Rates
*APY is Annual Percentage Yield. Posted rates effective April 1, 2025. Rates subject to change. Penalties may be imposed for early withdrawal.
For additional information, contact a Member Service Representative at 713-595-3400 or send an email to: info@usecreditunion.com.
