Deposit Rates

Checking Account Rates

Account TypeAPY
Free Checking N/A
Prime Checking 0.02%
Thrifty Checking N/A
Second Chance Checking N/A

*APY is Annual Percentage Yield. Deposit rates are effective as of January 1, 2021 and are subject to change.

Savings Account Rates

Account TypeAPY
GREAT Savings 0.05%
IRA Variable Savings 0.05%

*APY is Annual Percentage Yield. Deposit rates are effective as of January 1, 2021 and are subject to change.

Money Market Accounts Rates

Money Market Plus RatesAPY
Under $2,500 0.05%
$2,500 to $25,000 0.06%
$25,000+ 0.10%

*APY is Annual Percentage Yield. Deposit rates are effective as of January 1, 2021 and are subject to change.

Certificate of Deposit Rates

Amount90 Day180 Day360 Day18 Months24 Months36 Months60 Months
$2,500 Rate 0.25% 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%
APY 0.25% 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%
$50,000 Rate 0.25% 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%
APY 0.25% 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%
$90,000 Rate 0.25% 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%
APY 0.25% 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%
$250,000 Rate 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%
APY 0.30% 0.40% 0.50% 0.60% 0.65% 0.75%

*APY is Annual Percentage Yield. Posted rates effective January 1, 2021. Rates subject to change. Penalties may be imposed for early withdrawal.

For additional information, contact a Member Service Representative at 713-595-3400 or send an email to: info@usecreditunion.com.