Savings Account

Welcome to GREAT Savings (Membership Account)!

When you join USE Credit Union as a valued member-owner, you’ll open a GREAT Savings account to serve as your Membership Deposit Account. Saving money has never been easier!

GREAT Savings comes with:

  • $25 required balance
  • Unlimited deposits
  • FREE notary service
  • FREE online account access
  • FREE mobile account access
  • FREE e-Bundle
  • FREE teller-assisted inquiries
  • Usage of shared branch service centers

Direct Deposit

No more trips to the Credit Union to deposit your paychecks and no fear of losing your payroll check. Set up direct deposit with your employer and your paycheck will be automatically deposited into your checking or savings account. Your money will be ready when you need it – saving you time!


Account TypeAPY
GREAT Savings 0.05%
IRA Variable Savings 0.05%

*APY is Annual Percentage Yield. Deposit rates are effective as of July 1, 2024 and are subject to change. Great Savings and IRA Variable Savings rates may change after account opening and fees may reduce earnings for this account.

Great Savings takes $25 to open. An IRA Variable Savings account can be opened with a $100 minimum deposit.

For additional information, contact a Member Service Representative at 713-595-3400 or send an email to:

Interested in saving for your child’s education?

Check out our Coverdell ESA!