Kid-Friendly USECU Banking

Invest In Your Children with USECU

Help your child build strong money management skills by teaching them early! As a member of USECU, you’ll have access to various kid-friendly financial resources to start your child on their journey to financial literacy and prepare them for the future. So, whether you’re looking to reward them in the short-term with a USECU Visa Gift Card, or you’re interested in long-term saving options, we can help!

VISA Gift Cards

Our USECU Visa Gift Cards are perfect for kids of all ages! Cash can be easily lost and card payments are becoming increasingly popular, so opt for a stress-free USECU gift card today! Our gift cards make for an easy and convenient method of giving money to your kids. Reward them for doing chores, gift them birthday money, or give them their allowance with a secure, easy-to-manage USECU Visa gift card today.

Certificate of Deposit (CD)

For our USECU parents looking for a more long-term saving option for their kids, we offer Certificates of Deposit (CDs). These time-based deposits earn highly competitive dividend rates and come in a broad selection of time terms ranging from 3 months up to 60 months. Our CDs are federally insured and make for a fantastic and secure way to save up money for your child’s future.

Coverdell ESA

A Coverdell Education Savings Account (ESA) can help give your child the gift of education.

  • Unlike state 529 plans, Coverdell ESAs can be used to pay for qualified elementary and secondary education expenses, including tuition, fees, books, supplies, equipment, and in some cases, room and board and computers.
  • Earnings grow on a tax-deferred basis and distributions are tax-free if the money is used to pay for qualified education expenses.

The Coverdell ESA’s sole purpose is to help you pay for your child’s education expenses.

*Parents must sign on as guarantors for the minor’s Checking Account.

Prepare your kids for their financial futures!

From helping our youngest members learn money skills with their very first savings account to helping our oldest members feel financially secure in their retirement, we want to be your bank for life. To learn more about how we can help you plan for retirement, contact a Member Service Representative at 713-595-3400 or send an email to

Contact a Member Service Representative